Mederic ImpactTech, ValueTech Ethics of Fintech & Blockchain 0
Money is more and more digital with the emergence of virtual banking, online payment and cryptocurrencies based on blockchain technology. Although Bitcoin may not become a global reserve currency, it has opened the box for digital currencies created by private organisations and central banks that will compete with the Dollar. History has shown that the US Dollar will eventually […]
Mederic ImpactTech, ValueTech Ethics of Fintech & Blockchain 0
Finance and Technology are interlinked and evolve together in the perspective of the Evolution of Fintech. The last paradigm emerged in 2008 following the financial crisis based on the widespread use of information technology and the need for regulatory innovation. The same year, a paper titled Bitcoin: A Peer-to-Peer Electronic Cash System was published by the unknown Satoshi Nakamoto who created the well-known cryptocurrency which […]
Mederic ValueTech Ethics of Fintech & Blockchain 0
Blockchain technology is one of the elements of the current Fintech paradigm that is changing the way our society defines money and organisations. Blockchain applications may not often be a revolution. Nevertheless, digital currencies have a disruptive potential as technology power based on the decentralization of trust. Taking into consideration the ethics of fintech and […]
Mederic ValueTech Global Fintech Ecosystem 4
Hong Kong and Singapore are competing to become the leading Asia-Pacific Fintech Hub. The Fintech ecosystem had a busy month in November with the Hong Kong Fintech Week and Singapore Fintech Festival. The innovation hubs are also trying to become the leading place to launch a blockchain for business gathering several communities, conferences, festival, and meetups. […]
Mederic ValueTech Global Fintech Ecosystem 1
In 2008, a Peer-to-Peer Electronic Cash System invention was released anonymously implementing the first cryptocurrency Bitcoin. In 2013, The 2nd generation of blockchain Ethereum added smart contracts functionality to program transactions without third parties. Then comes Cardano – blockchain 3.0 to solve scalability issue and add interoperability among different blockchains. The pioneer protocol competes with Ethereum, “Chinese Ethereum” NEO or […]
Mederic ValueTech Global Fintech Ecosystem 1
After the cryptocurrency burst last year, the market consolidates around leading exchanges and payment systems following the stablecoins trend and reducing the volatility of the market. The pioneer Ripple with its network of banks and payment providers, Circle payment technology and Coinbase exchange joint USD coin, JP Morgan with its U.S dollar backed coin, and other […]
Mederic ValueTech Global Fintech Ecosystem 1
The rise of Bitcoin and cryptocurrencies has created a network born global nevertheless blockchain technology brought regulation issues that local authorities still need to tackle. It highlights the importance of RegTech (regulation technology) to transform the current framework to foster the adoption of blockchain and new financial solutions. Traditional finance communities that gathered at the last […]
Mederic ValueTech Global Fintech Ecosystem 1
The new paradigm of FinTech started ten years ago with startup solutions that have emerged following the financial crisis. Since then, tech leaders (BATX in China or GAFA in the USA) have leveraged their customer database to launch “TechFin” solutions. More recently, the banking industry is adopting FinTech or TechFin solutions opening its customer database and building financial […]
Mederic Design, Innovation Hub 0
There is an increasing number of workshops and online courses dedicated to creativity, new technologies, innovation and design thinking which are crucial knowledge for sustaining the competitive advantages of firms. People who learn those soft skills and new competencies, altogether with creative and knowledge-based workers (artists, scientists, engineers, entrepreneurs), are representative of the creative class which is described by Richard Florida […]
Mederic Innovation Hub Hong Kong - Shenzhen Innovation Hub 3
When I arrived in Hong Kong almost two years ago, the local startup community was booming with the first edition of the RISE Conf 2015. The number of startups has increased by 24% between 2015 and 2016, according to a Hong Kong’s startup ecosystem survey led by StartMeUp, and has doubled from 1,000 in 2014 to 2,000 in 2016. Many founders […]
